Services

Organizational services:

• Provide fiduciary services and consulting
• Propose funds to watch and to replace
• Recommend investment changes and/or additions
• Monitor and review ongoing investment
• Design an investment policy and monitor adherence
• Establish or refine the retirement plan investment committee
• Host regular committee meetings
• Review plan investments relative to available fund universe and indices
• Plan design recommendations
• Plan-level fee dissection and analysis
• Issue resolution and due diligence with plan provider
• RFP design and coordination
• ERISA 404(c) consulting
• Employee education strategies
• Participant surveys
• Documentation assistance

Plan sponsor services:

• Educate clients on their specific fiduciary responsibilities
• Act as a co-fiduciary with respect to the services that we provide
• Implement an ERISA-required prudent process in all areas of the plan
• Document all processes, including providing minutes of all committee meetings
• Recommend investment changes and/or additions
• Create and help maintain a fiduciary file to house all documentation

Employee services:

• Select a provider's premixed portfolio series that gradually grows more conservative as employees age, and/or
• Apply the asset allocation strategies of our institutional consulting group by creating managed accounts for participants
• Simplify the investment and savings process
• Increase overall participation and deferral percentages
• Assist the plan sponsor with internal communications and employee education efforts